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Chapter 88 I don’t really like being honest

After chatting briefly for a while, Deborah found that her usual good looks did not seem to have much effect on Locke. The other party's attitude seemed very enthusiastic, but in fact it implied distance.

This is different from the information she collected before. Rock Lee has never been surrounded by beautiful women since high school, and now he has several, and even has future options.

Such a person saw her with such an attitude, which made her feel unwilling and had the urge to conquer him.

Fortunately, these thoughts did not make her forget the business. After changing the topic to Sky Fund, she suddenly said:

"The financial management projects of your fund company seem to be very different from other fund companies. I appreciate your investment methods. But if I were an investor, I would prefer dividends rather than fixed income.

And I have carefully read the information on your fund project. The investment contract does not clearly stipulate how your company will use investors' funds and which investment direction to choose. "

After hearing these words, Locke could tell that the other party was eyeing Sky Fund Company, or in other words, his ability to make money.

Fortunately, he had already prepared for similar topics, so he had enough time to come up with a response:

“Choosing fixed income is also for the sake of investors. You must know that except for us, no foundation on Wall Street has made a clear commitment to guarantee plus fixed income.

Even our management fees are lower than the average in the industry. For this reason, we bear huge risks. This is the responsibility of our Sky Fund Company. Even when investment returns are too low, we need to make up for it ourselves.

Everyone in the industry knows that the average return of the entire Wall Street industry is lower than the fixed return we promise. At the same time, investments always involve losses and gains. We can only guarantee that the long-term overall return meets expectations.

If most of the dividends are given to investors when profits are high, and if profits are low or even losses occur, in order to guarantee guaranteed capital preservation, we may even go bankrupt, and investors will suffer losses as a result.

So I think guaranteed plus fixed income is the option that best suits the interests of both parties.

As for the investment direction mentioned by Ms. You Ying, it involves the issue of commercial confidentiality. The investment model of Sky Fund Company was carefully designed by me and cost a lot of energy.

Therefore, I do not want a clear investment direction written in the contract, which may lead to the leakage of the results of my hard work. I believe people who are willing to invest can understand this. "

These words were high-sounding and sounded very reasonable, but Deborah did not agree because she guessed that the person in front of her must be confident and use investors' money to earn excess profits.

But this is just her guess. In the many years since Wall Street was established, there have been people who accidentally seized opportunities and reaped multiple benefits.

However, such opportunities are often encountered only once every few years or even ten years, and cannot be used as a reference standard.

Under normal circumstances, it is indeed the same as what Locke said. Even for well-run fund companies, the average rate of return is difficult to exceed the fixed income promised by Locke, let alone the guaranteed bottom line.

It’s not that no one made the same guess as Deborah, but after thinking rationally, Locke’s project is really cost-effective.

But Deborah has a stubborn character. After collecting information about Locke and having contact with him, she intuitively believed that Locke could obtain excess profits from it.

She wanted a share of the pie and proposed dividends, but Locke would never agree to this condition. He wanted to use other people's money to make money for himself, not to be a tool to help others make money.

So after continuing to chat for a few words, Locke simply confessed and took Peggy to continue talking to others.

After noticing Deborah's last look, he decided that in the future, Sky Fund's funds would be kept away from banks closely related to the Youying family, and at the same time, he would increase investment in the banking industry.

"This is not science at all. You don't understand science at all. The reason why I invited you here is just because I need your money."

The sudden high-pitched sound made the banquet hall suddenly quiet, and everyone looked at the person who said this sentence.

After Little Sheldon finished speaking, he realized that everyone was looking at him, and he simply continued: "Oh, I'm sorry, but what I said is the truth. What you just said..."

As soon as he said this, Little Sheldon's mouth was covered by the principal who rushed over. With an embarrassed smile, the principal said:

"I'm sorry everyone, our little genius doesn't seem to have had a good rest and is feeling a little mentally unwell. I'd better take him back to rest first."

"Sure enough, it's here. You guessed it right." Peggy whispered in Locke's ear: "Sheldon is probably going to be miserable."

“It really won’t disappoint.”

Locke was not surprised. When Sheldon did the same thing at Caltech more than ten years later, he was too disgusted to shake hands with the donor, but he said confidently: "Take out your money."

The principal asked someone to pull Little Sheldon away, and told him not to let Little Sheldon talk anymore. Then he walked up to the donor with some anxiety: "I'm so sorry, Mr. Tarr, Sheldon... …”

"It doesn't matter. I appreciate this little genius's straightforwardness and his willingness to provide a donation to the school that is 20 percent higher than last year."

The next moment, everyone applauded and praised Mr. Tarr for his broad mind.

This was an unexpected surprise for the school.

Peggy couldn't help but said: "Can he do this?"

"Mr. Tarr is willing to donate and even increase the amount because he is a smart man, not because he really likes Sheldon's straightforwardness." Locke nodded and gestured around.

Soon, Peggy figured out that as Mr. Tarr, competing with Little Sheldon would make her fall into the inferior position. It was better to gain prestige and honor by doing so.

After some twists and turns, the donor banquet returned to normal. Everyone seemed to have forgotten the scene just now and continued to talk and laugh.

As for what Mr. Tarr would think in private, that is not something anyone else can guess.

To put it bluntly, little Sheldon has an age advantage.

More than ten years later, Sheldon, who worked at Caltech, used the same bad attitude and directly said that the behavior of asking those people to hand over their money was no different from now.

The Big Bang Theory did not explain the subsequent attitude of those donors, but some clues can actually be seen from the school banning him from participating in similar activities in the future.

This is good, but if any donor becomes resentful because of Sheldon's attitude, it won't be easy to deal with Sheldon who can even chase a chicken.

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