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It's okay when the funds under management are small, but as the funds under management increase, the funds required will also increase linearly.

But they are still on the phone now, and none of these people have spoken out what they are thinking.

Speart on the other end of the phone also paused for a moment, and then asked: "The principal is guaranteed, and there will be a 6% dividend every year, are you sure?"

“Of course, we are very sure that we have designed the most robust financial investment model. As long as it takes one year, someone will contact you and you can choose to withdraw the capital with interest or continue investing.

However, if we continue to invest, the dividends may not be so high. At present, we are trying to build a reputation, and the dividends in the future will be between 5% and 5.5%.

Because you are an old customer, you can enjoy the current discounts. "

Hedge funds are not that popular now, and Locke has already prepared relevant explanations. People in the industry can understand the principles. To outsiders, it sounds very high-end.

What I said just now was to create an image of the company as strong, and then to impress the other party with the conditions of guaranteed principal and fixed income. "

Mr. Speart was already excited at this time, but he still asked cautiously: "Why haven't I heard of this product before?"

Locke didn't want to answer: "The company has changed its owner. Mr. Andrew's family has problems and he no longer has the intention to run the company, so he sold it to the new owner.

If you want to get your investment back, there is no problem. We have received a total of 20 million US dollars in investment from investors who are interested in our investment model and will increase the investment scale at any time in the future...

Do you want to recoup your investment first? No problem, it will arrive next week at the latest. You know, these banks are not very efficient. "

Locke didn't care about withdrawing his investment, because he could feel that the other party was already extremely excited.

Sure enough, before he could say anything more, the other party paused for a moment, and then heard him say: "Your name is Locke, right? You will never lose money and pay 6% dividends every year?"

"Yes, our new boss promised that if the requirements are not met, he is willing to spend his own money to make up for it."

"Okay, I'll think about it and get back to you tomorrow. Is there a maximum of $500,000 per person? Can't it be more?"

After hearing this, Locke raised his eyebrows:

"I'm sorry, Mr. Speart. For ordinary investors, the maximum personal investment limit is US$500,000. If you think about it, we will explain our investment model to you in detail..."

After continuing to chat for a while, Locke hung up the phone, looked at the eyes of several people in the room, and said with a smile: "Why, are you afraid of encountering a Ponzi scheme?

I myself have invested US$120 million in the company's account. Even if all of it is used to pay dividends, you don't have to worry. "

After hearing these words, these people did a little calculation. At 120 million US dollars, unless the funds raised reached 2 billion, there was no need to worry about not being able to pay the first installment of dividends.

In a short period of time, it is an impossible task for the company to obtain so much investment, or even one-tenth of it.

As for Locke himself having too much fun and losing money, they don't care too much. Now Locke's image here is that of a rich second generation who doesn't know how to start a business.

Locke didn’t intend to dwell too much on this aspect: “Okay, next I will give you some information on new projects and hedge fund concepts. You should all be familiar with it and use the relevant information to attract investment later.

In addition, the main investment of the project is divided into two parts, the main part is the stocks of some companies, and the other is the futures and foreign exchange market..."

Locke began to arrange the tasks, and Tang Wei listened quietly beside him, watching him talk and answer questions with ease, and with full confidence. For no reason, he felt that Locke might really succeed.

So for more than half a month, Locke and Tang Wei were busy at Sky Fund during the day, and at night they would sneak into Trinity Church to transport the treasure.

The new company needs to undergo accounting audits and various systems need to be improved. In addition to expanding the storage space, the other treasures have been placed in a rented warehouse in the suburbs.

In addition to gold coins and jewelry, the most numerous and valuable of these treasures are the parchment documents and materials with archaeological and historical value, as well as numerous bronze, stone, and gold statues and works of art.

Most of these things will be moved away by Locke, and there are only a few large pieces of art left. Locke thinks it is better to leave them there.

You will definitely have to find a way to transfer the things you get in the future, but short-term transit is not a big problem.

After getting these treasures, Locke seemed a little empty, mainly because once there are too many of anything, people will lose interest in it.

At this time, Locke's wealth has made him the person at the top of the pyramid. Not to mention the large number of art works that are difficult to estimate, the sale of the white diamonds and pink diamonds on hand is enough to increase the funds on hand by a large amount.

As for the gems, of course they should be kept and used to make magic items when the magic level is sufficient.

Not just the Lord of the Rings, but many magic items, if they use good gems, their power will be greatly enhanced.

Artificial gemstones are completely inferior to natural gemstones in this regard.

With these gems, after the alchemy skills are improved, he can build various equipment for himself, so Locke may sell the diamonds, works of art, gold, etc. in the treasure, but these natural gems are not for sale.

As for Sky Fund, Locke hired a new employee, returned a small portion of the withdrawn investor funds, and at the same time transferred the promised US$120 million into the company's account for operation.

The process of attracting new investment has also begun, and the current funds under management for new projects have reached more than 9 million.

The amount is not large, but Locke believes that as the fame spreads, more and more people will be willing to invest in the future.

With such a company and a few more elites at his disposal, Locke can more conveniently hide his rapidly growing assets by creating overseas accounts when he is free, and his assets can be displayed as needed in the future.

Tang Wei also joined the company as Locke's assistant. The salary was not high, with a weekly salary of US$150 during the internship and US$350 per week in formal work.

However, the two thousand US dollars in living expenses promised by Locke were not cancelled. By the middle of the year and the end of the year, he would still be able to receive dividends like other employees.

Tang Wei's usual job is to help Locke deliver documents and other chores. Locke arranged for her to study with Miss Mora in her free time, so she was very satisfied with Locke's arrangement for him.

The company bought it, and Locke also needed a place to stay in New York. Tang Wei's apartment was still too small.

I didn’t want to buy a big house in New York, but just rented a hotel apartment a few hundred meters away from the company as a place to stay when needed.

The new apartment has a total area of ​​about 130 square meters, with a total of two rooms. The decoration style is more European-style. The living room is large, with dark red floors and dark blue curtains.

The furniture and furnishings are all new. The coffee table, dining table, and cabinets are all made of golden camphor wood. Standing by the window of the living room, you can see the bank across the road and Wall Street next to it.

As for schools and supermarkets, there is no need to consider them, because they are not very practical for Locke.

The new apartment is not as close to Columbia as the original one. Tang Wei usually lives in the original apartment. He will only decide where to live when Locke returns to New York.

Buying a house in New York City was not considered; after all, he would be attending college at Princeton for the next few years instead of living in New York.

The house he bought in the nearby Ziteng County Meijing Town was not a mansion like a manor, but a common single-family villa in the suburbs. Most of the people living around it were middle-class people who were living a relatively good life. It was just that his house was compared to The neighbor next to it is slightly larger.

Meijing Town is only half an hour's drive from the school, which is very convenient for going to school. It is also convenient for the Swansons to find a temporary guardian.

As for Monica being Peggy's temporary guardian, Barry rejected it because Monica usually lives in New York and it would be inconvenient to rush to school if something urgent happens.