Rebirth: The Most Powerful Heng 577 Author Huang Laoshi Full text 3737 words

Hang Lung Bank and Ka Wah Bank, the old-fashioned banks, exploded, and their impact on major banks was unparalleled. In particular, the Li family of the Bank of East Asia, the Wu family of Wing Lung Bank, the Ma family, Liao family, and Qiu family of Dasheng Bank all mobilized their efforts to inquire about the situation at the first time. These family-run banks have the same strength as Hang Lung Bank and Ka Wah Bank seems to be different, for fear that its own bank will follow in its footsteps. In this critical period, one must be 120 percent in the spirit to be able to run their own bank stably. There are not a few smart people in Heung Kong. Even if they are not the families and bigwigs in the banking industry, they also pay attention to the matter of Hang Lung Bank and Ka Wah Bank. At the headquarters of Universal Shipping Group, Bao Yugang and his son-in-law Wu Guang are looking at the newspaper and chatting about the cusp of this time. Seeing the inexplicable smile on his father-in-law's face, Wu Guangzheng moved in his heart and asked, "Dad, did you find something?" Bao Yugang smiled, but instead of answering, he asked, "Have you seen the current situation? , do you have any ideas?" Wu Guangzheng fell into deep thought and said uncertainly: "If it was a single bank accident, it would be an accidental incident, but at the same time, two banks exploded together, and they both misappropriated funds on gold futures, I think Someone must be manipulating it." "And the public opinion is coming too fast, it's not like a normal public opinion fermentation process at all." "But who did it, and what purpose, I can't guess." Bao Yu Just smiled slightly and said with satisfaction: "You are right, someone must be manipulating this. I'm sure many people in Hong Kong have seen it." It is hard to escape, unless HSBC, Standard Chartered, Bank of China, Hang Seng Bank, etc. have provided a large amount of funds to the two major banks to tide over the difficulties." "But the time of the explosion was too short, except for the Zhuang brothers and the Liu brothers, no one I don't know the real situation of Hang Lung Bank and Ka Wah Bank, and now I don't know who did it, so even if some people want to reach out, they are hesitant under unknown circumstances." "But things have already happened. Exposure will always become clear with the passage of time, and if there is an opportunity at that time, there will always be someone who can't help but want to do it." "The key is whether the two banks still have the value of being taken down by others, and how valuable they are. It's not worth offending those who do it now." Wu Guangzheng nodded suddenly, he saw the clear smile on his father-in-law's face, he couldn't help but ask: "Dad, do you know who did it?" With a faint smile, a figure appeared in his mind, but he said, "I'm not sure yet, I just have a guess. Let's see. If it's him, I believe the result will come soon." Wu Guangzheng was stunned and looked at When his father-in-law didn't say anything, he didn't ask any more questions. Although Bao Yugang said this, he was still basically sure that Xia Yu did it. It is true that both Hang Lung Bank and Ka Wah Bank have had bad luck in gold futures. The words "gold futures" are too dazzling, and Xia Yu's figure immediately appeared in Bao Yugang's mind. Now his $220 million is still with Xia Yu, just speculating in gold futures. To say who else in Xiangjiang has such a keen sense of business, and also has such a large capital, and this need to calculate the two major banks, in his opinion, it is Xia Yu. Looking at the current trend of public opinion, it is indeed like Xia Yu's handwriting. Few people other than him can do this, and of course other people's possibilities are not ruled out. But Bao Yugang was very familiar with Xia Yu's year-long friendship, and he believed that Xia Yu did it on the eighth floor. Now the Zhuang brothers and Liu brothers have not asked him to borrow money, but Bao Yugang has already decided in his heart that even if the two pairs of brothers come, he will not borrow a penny, so as not to ruin Xia Yu's plan. ... On this day, the Zhuang brothers and Liu brothers ran into obstacles everywhere, no one dared to lend them money, and no one was willing to lend them money. Besides, at this critical period, it involves such a large amount of money. Even if there are big banks who want to lend money to Hang Lung Bank and Ka Wah Bank, they must know the situation of the two major banks.

to decide how much to borrow. To find out the situation, even if the Zhuang Brothers and Liu Brothers opened the bank accounts for people to check, it would take a lot of time. "Akun, how's it going?" Zhuang Qingquan asked quickly when he saw Zhuang Rongkun returning from the outside with a gloomy face. If they couldn't borrow the money, the two of them aimed to recover the loan. Even if they paid the penalty and lost the interest, they had to recover the money first to deal with the current affairs. And the object Zhuang Rongkun is looking for is the Jiuding Real Estate Group, which loaned HK$500 million a few months ago. It is precisely because Zhuang Rongkun went to other banks to borrow money in order to lend money to Jiuding Real Estate Group, and also exhausted the liquidity of Hang Lung Bank. After a large number of customers purchased gold futures, these funds would be temporarily misappropriated. But the past has passed, and he himself was the one who decided to lend at the beginning, no one can blame Jiuding Real Estate Group. But now in the crisis, Zhuang Rongkun thought of taking back the 500 million Hong Kong dollars loaned to Jiuding Real Estate Group. If the 500 million was recovered, the turmoil could be suppressed in minutes. As for recovering loans from other companies, it is more difficult, one is that the amount of funds is not enough, and the other is that it is too time-consuming. But seeing Zhuang Rongkun's expression now, he seems to be returning empty-handed. Zhuang Rongkun sat down, poured himself a cup of tea and slammed it down, slamming the cup on the table. "Liu Shihao refuses to repay the loan now, the loan we made has not depreciated, and the Jiuding Real Estate Group has not violated the contract, and we have no right to forcibly recover the loan." ." Zhuang Rongkun said angrily, annoyed that this excellent way to survive was blocked. "Big brother, how much money do you have in the bank now?" Zhuang Rongkun asked his brother Zhuang Qingquan. Zhuang Qingquan said immediately: "I asked about it just now, there are still about 32 million, and now it is estimated that there is a million less." "This is because I let all employees deliberately slow down the speed, otherwise the 70 million funds will definitely I can't last until tomorrow morning." "But it depends on the situation now!" Speaking of this, Zhuang Qingquan's face was gloomy. Zhuang Rongkun was silent for a while. He didn't sleep well last night, and he didn't sleep well at noon. At this time, his eyes were red, his brain was chaotic, and all kinds of emotions were entangled in his heart. foot. With his thoughts blocked, Zhuang Rongkun picked up the cup on the table and threw it to the ground heavily. "Crack!" Zhuang Rongkun's sudden action startled Zhuang Qingquan, but seeing his younger brother's appearance, he sighed and fell silent again. "Akun, it seems that we are doomed." After a long time, Zhuang Qingquan said quietly. "I'm not reconciled!" Zhuang Rongkun growled, his fists clenched and the veins on his face burst out. He came to Hong Kong from the Philippines to work hard. In the past three years, Hang Lung Bank has developed very well, but now it is on the verge of bankruptcy. Will you be happy? Zhuang Qingquan shook his head and sighed, and explained: "What can we do if we are not reconciled? After decades of ups and downs, have we encountered few things that we are not reconciled to? In the end, this is not the case." "But not until the end You can't give up for a moment, your family's foundation can't be dragged into the water, then continue to borrow money, continue to collect loans, if someone wants the bank, sell it at a low price, if you still have no money in the end, then stop business and declare bankruptcy directly. Zhuang Rongkun said angrily: "Who else would borrow money? All the ghosts and ghosts, as for recovering the loan? Seeing that we are in crisis, which company has exchanged the loan for us? They are afraid that we will go bankrupt and close down. , and then blackmail the money or think about using it for nothing, a bunch of bastards!" "Continue to delay, there is really no way to delay until the end, so we can only declare bankruptcy." "Oh, I guess there must be someone waiting for us to go bankrupt. , and then come and share with us." ... It is said that the house leaked and rained overnight. In the afternoon, Ka Wah Bank took the lead in bottoming out its funds and directly announced that it would stop withdrawals. The users waiting for withdrawals suddenly exploded. Ka Wah Bank Head Office There are troubles everywhere in the branch and the sub-branch. Under the excitement of the crowd, it is inevitable to do extreme things. Fortunately, the Xiangjiang Police Station is already prepared, even if the police are dispatched to maintain order. As soon as Ka Wah Bank announced the suspension of withdrawals, the depositors of Hang Lung Bank were stimulated, and they immediately rushed to withdraw their funds. They scolded the depositors who were procrastinating by the staff, and the counter staff had to cry and speed up. As a result, around 5:00 p.m., Hang Lung Bank’s funds also bottomed out, and they also announced that they would stop withdrawing funds. The Hong Kong government has been paying attention to this matter, but the Hong Kong government did not expect things to develop so quickly. Ka Wah Bank and Hang Lung Bank stopped withdrawing funds in one day. Many depositors who could not get their money in the bank collectively came to the gate of the Hong Kong government and asked the Hong Kong government to intervene to get justice for them and get their hard-earned money back. Therefore, MacLehose immediately convened a meeting, and at the same time asked the Financial Secretary Xia Dingji to personally take the lead, leading the subordinate Financial Bureau staff to investigate Hang Lung Bank and Ka Wah Bank. For a time, all the traders and pawns under the Xiangjiang River, up to many bigwigs, all put their attention on this. Of course, many small banks have no time to pay attention at this time. Because of the unexpected situation of Hang Lung Bank and Ka Wah Bank, people's confidence in the bank plummeted. A large number of people came to withdraw money with passbooks, and the liquidity of several small banks fell below The safety line made the president of the bank and the shareholders behind the scenes jump in a hurry. Many small banks with insufficient safety and liquidity immediately looked for ways to raise money under the covers. Although they are both in the banking industry, each bank has different strengths and different performances in the face of the crisis. For example, HSBC and Standard Chartered Bank immediately seized the opportunity to absorb deposits and wanted to absorb the money raised by the vast number of depositors from various small and medium-sized banks.

Jiuding Bank is no exception. Liu Tianci directly invited him to Global TV, and invited many authoritative third-party representatives to prove that he released some of his own data, such as cash flow of more than one billion yuan. Taking this opportunity, Liu Tianci even shouted that Jiuding Bank is the bank with the highest and safest interest rate in Hong Kong, tried every means to absorb deposits, and announced that the business hours would be extended to ten o'clock in the evening. Not to mention, although many big banks robbed users, after Jiuding Bank exposed one billion cash flow, Jiuding Bank's reputation skyrocketed, and some citizens who were uneasy at home after withdrawing money went straight to Jiuding Bank. Of course there is no shortage of people going to HSBC and Standard Chartered. Xia Yu didn't care if he knew it. Now this time they created an artificial opportunity. Although Hang Lung Bank and Ka Wah Bank were the worst, other small and medium-sized banks were also affected. In a good time, HSBC and Standard Chartered Bank, including his Jiuding Bank Inside, they all tacitly seize the opportunity to harvest.

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