My Return to Life

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"..."

In the east corner of the fourth floor of Fuqing Building, in an office less than 50 square meters, a needle can be heard suddenly.

Gu Yu's eyes widened, her astonishment was beyond words.

The movements of Wen Ye's hands also stopped, and he subconsciously looked at Liu Xi.

Fang Nian also raised his head and looked over.

Facing several gazes, Liu Xi quickly said: "It's just a little idea, no, don't worry."

Although the speech was fast, he still stuttered in the end.

Fang Nian showed interest, and said, "Okay, I'll read the gentle draft first."

"I have already sent it to the shared folder." Wen Ye said quickly.

Frontier companies are small but well-equipped.

As a secretary, Wen Ye prepared a simple LAN file sharing on Windows system.

Fang Nian clicked on the mapping Z disk on the computer he was using, and the first file was the draft.

"70% of the shares? Too high, have you told Zhang Rui and the others?"

Wen Ye replied: "This is what Zhang Rui and the others mean. Because the entrepreneurial direction is provided by you, they think that the shareholding will be based on pure labor, and each will account for 15%."

Hearing this, Fang Nian said calmly: "The current share allocation is not conducive to the development of the company."

"Entrepreneurship is the process of realizing 100% of dreams. Although I provide the direction of entrepreneurship, Zhang Rui and others need to inject their own dreams;

Before they started, they sold 70% of their dreams. It will be very difficult to go through financing and development in the future. Frontier angels do not occupy such a high shareholding.

Tell Zhang Rui that I will lend him another 500,000 in private and set a reasonable repayment period. Anyway, frontier angels only hold 30% of the shares at most, and let them find a way to pool the remaining small part. "

Fang Nian is borrowing Lei Xi’s experience in angel investment for many years:

Invest a small amount of money to hold small stocks, and borrow twice as much money at most.

Because this year,

A true angel cast.

The development situation of Bifang is not clear. There are ACM champions every year. How many can independently produce excellent software?

Zhang Rui and the others are college students who have not graduated.

Entrepreneurial passion and willingness to realize dreams.

Considering that they had no money, Fang Nian invested 500,000 and borrowed another 500,000, but they had to find their own way for the last small vacancy.

This is also the first threshold that Fang Nian intentionally left for Zhang Rui and Zhang Xinliang.

How to persuade family members, relatives and friends to solve the vacancy of about 150,000 is their business.

After listening to what Fang Nian said, Wen Ye understood, and said apologetically, "I thought you were going to take care of everything. I'll revise the draft right away and communicate with Zhang Rui and the others."

After a pause, Wen Ye asked again: "But what if Zhang Rui and the others dare not take risks?"

"Don't you think you asked a stupid question?" Fang Nian glanced at Wen Ye.

Wen Ye didn't dare to make a sound, she knew she had asked a stupid question.

Under such circumstances, why don't Zhang Rui and the others dare to take risks? Isn't there enough 'preference'?

There is nothing, and I have already got 1 million in my hand, but if I still have some ideas, I will not back down at this time.

Fang Nian said in a calm and authentic tone: "I will never take care of anyone's life, and investing is not doing charity, do you understand?"

"Understood!" Wen Ye said quickly.

Wen Ye quickly communicated with Zhang Rui and the others.

The result is very simple. Zhang Rui and Zhang Xinliang finally realized the excitement brought about by starting a business.

And finally understood the true meaning of the first step that Fang Nian said:

With 1 million in hand, I have to use my credit from childhood to persuade my family to lend me money.

…………

Fang Nian leaned on the swivel chair and looked at Liu Xi: "The business is over, Liu Xi, what was the little idea you wanted to talk about just now?"

Wen Ye and Gu Yu also looked over.

Liu Xi lowered her head and said in a weak voice: "During this time, I have sorted out the fun historical financial data, and also sorted out all the financial data of the Frontier Company."

"All of the two companies?" Wen Ye was stunned, "Aren't you still in the training institution?"

Liu Xi replied: "I took the time to sort it out."

Wen Ye subconsciously spit out two words: "Awesome."

"Did you find anything?" Fang Nian asked seriously.

He has always attached great importance to Liu Xi.

A tidying up last year made a fun-loving financial manager cry behind bars.

Liu Xi nodded and continued: "The current business of Frontier is mostly focused on Frontier angel investment, especially in terms of capital allocation;

According to the general classification, frontier companies are now investment companies.

According to the financial knowledge training I received recently, I made a simple financial model after simple sorting and referring to the conventional plans of similar companies. "

Hearing this, Fang Nian got up from the swivel chair and walked towards Liu Xi's work station.

The same goes for Wen Ye and Gu Yu.

Liu Xiqing's weak voice continued to sound: "It mainly includes some basic content such as financial statements, financial forecasts, key financial indicators, sensitivity analysis, etc., using Excel as the carrier, using basic four mathematical operations, the result..."

"It looks like this..."

Speaking of which, Liu Xi opened an Excel spreadsheet, and he could clearly see that it contained a total of more than a dozen spreadsheets.

Then Liu Xi explained briefly: "Most of the descriptions I use are in Chinese, which is a little bit irregular. The industry generally uses English."

"Also, there is an English version."

After seeing this form, Wen Ye beeped softly: "It must have taken a lot of effort for the comfort of reading."

"This is a financial model. I seem to have seen something similar, but it's just like a glaring gibberish." Gu Yu also whispered.

Fang Nian praised from the bottom of his heart: "The typesetting and reading comfort alone are worthy of promotion and salary increase!"

Of course, Fang Nian has heard of and seen the financial model.

But Liu Xi did it so pleasing to the eye, from the description to the content, it was simple and neat, he had never seen it before.

I don't know if it is required by the financial industry regulations. Anyway, all the financial models that Fang Nian has seen are in English, and even the report statistics must use total.

Including the table naming rules, they are all in English, Financial, Model, Excel supports Chinese, Fang Nian thought at the time, is it so difficult to write the four words "financial model"?

After Fang Nian returned to his life, how did he gain a foundation in English?

Didn't he learn it because of his inferiority complex after he got rich...

"Although the frontier company was established not long ago, and the historical data is only one quarter, the amount of funds transferred in and out is very large, so it is necessary to establish a financial model." Liu Xi continued to explain.

"At present, the reference value of this model is not very high."

Both Wen Ye and Gu Yu were taken aback, but Fang Nian remained calm.

Sure enough, Liu Xi then said quickly: "No, but this is not what I want to talk about."

Speaking of this, Liu Xi glanced at Fang Nian quickly.

"According to the company's historical financial data, investment trends, investment amount, rate of return and other reference factors, I did a simple four-arithmetic analysis through Excel and got some results."

Fang Nian asked curiously, "What analysis is it?"

"It seems that everyone also calls this kind of calculation analysis a model, which is probably a corporate financial risk assessment model." Liu Xi replied.

With that said, Liu Xi opened another form.

"This is what I found after referring to Tan Funwan's financial data for the past year, comparing all the financial data of frontier companies, and using the same analysis method."

Then, Liu Xi quickly said:

"There are five companies in Frontier. At present, the ones with capital business are Frontier, Frontier Project, and Frontier Angel. Except for Frontier, the current business types are all investment transactions..."

"The frontier project invested in Fudan University's cognitive framework research project at one time, and the Shanghai Jiao Tong University's LTE algorithm research project adopted a batch investment plan..."

"Frontier angels have invested in Tanwanwan, Xiaomi Technology, Meituan, NetDragon Wireless, and the ongoing Bifang. In addition, through investing in Tanwanwan, they hold shares in three overseas companies, namely Eyedentity, Riot, and Mojang. "

"According to the comparison, it is found that the overall investment plan of frontier companies is very problematic and extremely risky;

According to these data, referring to the previous capital injections of Frontier Company, and performing forecast analysis according to this table, Frontier Company is expected to go bankrupt in forty-five days. "

After speaking, Liu Xi looked back at Fang Nian.

Fang Nian's eyes stayed on the computer screen.

Comfortable reading experience, clear entries, even numbers seem to become elegant and beautiful.

The display of dynamic results is particularly thrilling.

Fang Nian rested his chin on his right hand, and asked calmly, "Have you ever analyzed greed for fun?"

"Yes, the results are in this form." Liu Xi lightly moved her right index finger, "But it has no reference value, because the financial data for April is the key point, and no one has this part of the data now."

At this time, Fang Nian saw the result and showed a funny face.

"Oh? Even if there is no game platform, just purely refer to dimensions such as historical financial data and investment valuation, will Tanhanwan grow again in 10 months?"

Before Liu Xi could answer, Fang Nian asked again: "Are there any suggestions for improving the frontier?"

Liu Xi pursed her lips, and said uncertainly: "Yes."

"Tell me." Fang Nian made a gesture.

Liu Xi's tone became serious: "Although Frontier Angel's plan is angel investment, and all previous investments are considered angel investment, but because it is an angel investment, the risk is extremely high. Of course, this is a normal phenomenon;

However, there are some small problems in the previous investment targets of frontier angels. "

After a pause, Liu Xi said: "We should add the investment return cycle reference coefficient, add the investment return factor of the market industry, and reasonably allocate investment intentions."

"For example, all the investments are in Internet companies now. According to the previous plan, the direction of investment in the future will also be in the Internet. This is no problem at all, but it is not appropriate to put it in the current frontier angels, and it should be adjusted slightly;

Secondly, frontier angels do not hold investment funds like other investment companies. All the money of frontier angels is yours, which can be adjusted here to reduce operational risks. "

After listening to Liu Xi's words, Fang Nian was full of admiration and said, "Amazing, really amazing!"

"I inexplicably feel that putting you in the frontier company is a waste of talent, but I definitely can't let you go, you have to raise your salary!"

Liu Xi was stunned for a moment: "Ah, I just did a simple risk analysis, I'm all..."

"Stop talking, you must raise your salary!" Fang Nian interrupted Liu Xi, "The Frontier needs you so much."

He is afraid of being stabbed.

Although the calculations used are very simple, such as addition, subtraction, multiplication and division, it is impossible to add square root and multiplication.

But how is risk calculation so simple?

After a short pause, Fang Nian said calmly: "I have seen these situations. Future frontier angels really need to conduct pre-investment investigation and analysis, and invest according to certain rules;

But there will be a period of extensive development, because in the past one or two years, I should only invest in acquaintances, or acquaintances of acquaintances. "

"The second is about the risk of bankruptcy. Don't worry about it. We are already working on solving the problem of fund shortage, but we won't solve it by raising funds. I can't tell you yet."

"Finally, I hope that Liu Xi's future research can be more extensive. For example, if you think you have finished learning a branch of content and have free time, try to understand investment analysis."

Liu Xioh said: "I, I will try my best, but this seems to be the content of the master's degree."

"It's okay, I have taught myself some of the philosophy content in the master's and doctoral stages." Fang Nian waved his hand and said indifferently.

In my heart: "I just read books casually~"

Wen Ye and Gu Yu on the side were unable to speak a word.

It's all about: 'Who am I, where am I, what am I supposed to do, am I rubbish? '

They knew that Liu Xi was a top student, but they were really unprepared for such a top student.

Reluctantly accepted Liu Xi's top student, good guy, my boss has already started to let her accept master's knowledge!

What's even more outrageous is that my boss is self-studying philosophy at the master's and doctoral stage?

The most outrageous thing is that they don't feel the risk calculated by Liu Xi through the risk assessment, but depending on the situation, the boss has already considered it? !

"Liu Xi Liu Xi."

"Forever God."

Hearing Wen Ye and Gu Yu's murmurs, Fang Nian was not surprised. This is the huge gap between geniuses and ordinary people.

Liu Xi analyzed the risks from the financial data level, and reminded Fang Nian.

In the matter of investment, the "memory old book" will always be used up one day, and the establishment of an investment model must be carried out.

It's just that now it seems that there is no need to worry, there are ready-made talents.

It's okay for a CFO to cover investment analysts, right?

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