Instant Noodles Millionaire

You can search for “Miao Bi Ge, the richest man in instant noodles” in 100 degrees to find the latest chapter!

“Comrade Jia Yapeng, after discussion at our meeting, taking into account that the cost will be recovered for the people as soon as possible, and the funds will be reinvested in the more important construction of the country, so after discussion, the comrades agreed that you only need to buy more than 10 houses. We can give you a 9% discount. For purchases of more than 100 sets, a unified 8% discount is available. For purchases of more than 200 sets, we can give you a 7% discount!”

“If you buy more than 500 sets, we can give you a 6% discount. If you buy more than 1000 sets, then give you a 1% discount!” The leader and Jia Yapeng kindly sat down together, and smiled and announced the results of the meeting this morning .

“500 sets are 6% off!” Jia Yapeng listened to eyes shined, and it is impossible to buy them all, but if they are 6% off, buying 500 sets does not seem to be impossible.

The price of a set of 1810000, add up to 900010000, if a 6% discount, then 540010000. At this time, behind Jia Yapeng, after more than 2 months of accumulation, there is another 500010000 of circulating funds behind him. If you have more than 40010000, you can swallow 500 sets in one go.

“Brother, do you have 40010000?” Jia Yapeng whispered to Chen Liren behind him.

“No!!” Chen Liren immediately shook his head crazy, damn it, Jia Yapeng would be crazy if he wanted to be crazy, don’t pull yourself crazy with him!

“Then it seems that you can only buy 400 sets!” Jia Yapeng shook his head. 400 sets can only enjoy a 7% off price. These are all houses that will be tens of times, or even 100 times, in the future. Buy some.

“Boss Jia, I think you should buy 200 sets. After all, you still have a business to operate. Don’t neglect the root and pursue the tip!” The leader said with a smile.

“Wait, let me think about it!” Jia Yapeng started to figure it out. Although he has 500010000 old bottom, but now the company needs money in all aspects, and 4WD projects have to start, so I have to keep at least 100010000. To ensure the adequacy of liquidity, only 400010000 can be used to buy a house.

With this calculation, it seems that only 400 sets will be bought, but it is really a loss. If such a good opportunity is missed, it will be gone!

“Leader, let me ask, can I get a loan for these houses?” Jia Yapeng suddenly asked.

“Jia Yapeng, you are really crazy! You want to take a loan to buy a house!!” The leader did not speak, and Chen Liren behind him exploded. “You are really crazy, do you know how much loan you have to take back? Do you know the loan? How high is the interest rate? The cheapest is the 8.1% interest rate. Is your money falling from the sky? So it’s given to the bank!!!”

Compared with 20% in 4.5 years, the mortgage interest rate in 90 is indeed ridiculously high. The mortgage interest rate is actually 8.1%, which is more than twice as high.

Although the interest rate is twice as high, it is unremarkable if it is placed on a house that is less than 1800 square meters.

Although Chen Liren on the side objected fiercely, Jia Yapeng unswervingly asked the leader again.

“Leader, if I have a loan for several 100 houses at the same time, will the bank approve it? If I can’t approve it, then forget it!” Jia Yapeng’s sentence is very obvious. If the bank is willing to approve this mortgage, then he plans to buy it. 500 sets. If the bank does not approve it, it will only be purchased within its capacity.

“This… I want to ask!” China has implemented a mortgage policy as early as 88. The mortgage itself is definitely okay, but the problem is that Jia Yapeng has to take out a 500-unit mortgage in one go, so it can’t be taken. That’s it!

So the leader called a friend of his own in the bank to talk about it, and the bank president patted his thigh on the spot and said, “Pan, why don’t I approve? You wait for me, you let that person Boss is waiting for me, and now he will take people there and settle things down on the spot!”

The bank leader did come quite quickly. In half an hour, he rushed over with 4 people, and started to handle the mortgage business for Jia Yapeng on the spot.

In the 90s, there was no such thing as a purchase restriction, and banks were under great pressure on housing loans, because loans were the most profitable.

The country’s tasks and pressures are very heavy, and there are indicators between branches. If the indicators are not met, there will be no performance. Without performance, then you can only step aside.

So when someone heard that someone was planning to do a mortgage for 500 houses, the amount involved was as high as 540010000, the president of the bank brought people to kill on the spot.

If it is for other loans, the bank president will not be so urgent, but rather reluctant. He must send someone to carefully investigate the whole situation. Then, what about the 10000 one is malicious fraud?

Or the other party does not have the ability to repay, when the time comes, it is useless to go to jail.

If there are bad debts and bad debts, it is not on yourself!

But the mortgage is different, because the mortgage first requires a 50% down payment, and secondly the house will be held in the hands of the bank. If the other party is really unable to repay the loan, the house will be owned by the bank!

In fact, everyone now knows that if a house is placed there, it will definitely appreciate in value after a few years. Therefore, for the bank, a house worth 540010000 can be obtained for only 900010000. This is definitely a transaction that will not lose money. I even wish you broke the contract and had no money to repay the loan, so that the house would fall into the hands of the bank and earn more!

So the president heard that when someone plans to apply for a mortgage for 500 houses, there is no reason to not be impatient or impatient. On the spot, he planned to use the fastest speed and directly handle all the loan procedures in front of Jia Yapeng , So Jia Yapeng can’t even take a loan.

“President Jia, I will confirm with you now that you are planning to apply for a loan for 500 houses, right?” the president asked cautiously, expectantly.

“Not bad!” Jia Yapeng nodded.

“Okay, the total price of 500 houses is 540010000 yuan. According to the national housing loan down payment no less than 50%, are you sure you have 270010000 yuan to pay for the recovery of the housing loan?” the president cautiously said, “As long as You have this cash, and your business monthly turnover exceeds 10010000 yuan, then we can help you handle this business!”

“As long as 270010000 is fine!” Jia Yapeng’s eyes shined. He thought that all of his 400010000 should be smashed in. Unexpectedly, there would be 130010000 left. Jia Yapeng planned to agree on the spot.

But when Jia Yapeng was about to speak, his heart suddenly moved.

No, if you don’t spend your 130010000, there will be nowhere to use it in a short time. You can’t accumulate interest for a few dollars in the bank, but you will suffer a loss. If you use the same 130010000 for the down payment , Then you can directly pay the down payment for 740 houses later!

Wait, there seems to be something wrong!