I’ll Add Points To All Things

Chapter 690 Who is the better customer?

After all, as an educational institution that ranks among the top in the country and has been listed on the Hong Kong stock market, Xinli Education is definitely a high-quality asset.

What banks like most is to lend to such large enterprises because of insurance and high returns.

So Cao Qiguang's self-confidence is not without reason.

Hearing what Cao Qiguang said, President Kong immediately began to think about it.

He didn't agree immediately, but said first, "Old Cao, this may not meet the regulations..."

But he didn't say anything dead, just said, "I need to understand the situation first. I will give you an answer then."

Lao Cao said with a smile, "Okay. No problem. Then I will wait for your good news."

After hanging up the phone, Cao Qiguang confidently put the matter behind him. He felt that any normal bank would not refuse his request. After all, although Su Yang's net worth was not low, the company was too small and had too little cash, so he could do little business with the bank.

As a listed company, with a market value of tens of billions and huge cash flow, it is obviously more in the interests of the bank to cooperate with him.

Thinking of this, Cao Qiguang put the materials aside, and started today's work: his grand plan is already in the start-up stage, hundreds of branches across the country are being established at the same time, and there are many things that need him to coordinate and arrange.

He is confident that as long as he passes this hurdle, Xinli Education will soon become the leading large enterprise in the domestic education industry!

...

At the bank, after President Kong hung up the phone, he called his secretary in, "Xiao Liu, go and call Director Zhao from the credit department."

Secretary Liu said, "Yes, President."

After a while, Manager Shen's boss, Director Zhao, came to the president's office.

Director Zhao's status in the bank is obviously very high. As soon as he walked in, President Kong said with a smile, "Old Zhao, sit down. How are you doing recently?"

Director Zhao was not too polite. He naturally sat down opposite President Kong, and said, "It's okay recently. It's just that the waist is not comfortable because of sitting for a long time, and it may be a little protruding."

President Kong praised with a smile, "You, it's normal that everything stands out."

A joke made both of them laugh.

After laughing, Director Zhao asked, "President, what do you need from me?"

President Kong said, "Yes. Nothing else, just want to ask if you know Su Yang."

Director Zhao nodded, "I know. He is a big customer of our bank, of course I know it well."

"Big client?" President Kong really didn't know much about this because he was not in charge of specific matters. He only remembered that Director Zhao had submitted a report saying that he had given Su Yang an interest-free loan of tens of millions, but... This is not considered a major customer, is it?

Thinking of this, President Kong asked, "Isn't his loan interest-free? And it's only tens of millions."

Director Zhao said, "Yes. That's what I want to say. Our good intentions are rewarded."

He smiled and explained, "Didn't I specially approve a 50 million interest-free loan for him before. The collateral for this loan is the income of one of his film and television works. So, when the loan is made, let He transferred the account of the film and television company to our bank."

"I didn't expect that his film and television company really made money. In just a few months, all the income from that movie came back. It's just that the loan is not due, so it can't be deducted."

"Later they made another movie that became a big hit, and it brought his company more than 100 million yuan in revenue. Later, he didn't know why, and injected another 300 million yuan into the film and television company. Before and after, this account There are almost four or five billion yuan lying in it."

"All departments of our bank are greedy for this money, and want to convert it into fixed-term or structured deposits. Once successful, our branch's performance in absorbing deposits this year will almost be completed. If the money is loaned out, it will be a lot of money. income."

After hearing what Director Zhao said, President Kong had a dazed expression on his face. He is worthy of being scheming, and he just followed Director Zhao's words and said, "This is a good thing. Then we must do a good job in his service. Try to get this deposit. This is a big achievement!"

Director Zhao smiled, "Yes. I have arranged for Manager Shen, who has been in touch with him before, to take charge of this matter. I believe good news will come soon."

President Kong thought about it for a while, and then said, "You don't want to use just one line. Let others try it too. For example, go for a beautiful woman, and match men and women. It's a good deal."

Director Zhao nodded, "Okay. I'll make arrangements when I get back."

Then, President Kong talked a few other topics calmly and brought this matter to the past.

After the two chatted, Director Zhao left the president's office with a smile, but after leaving the office, his expression returned to calm. Because he felt that today's question was very strange, which made him confused.

Is this reporting work? But most of the two of them were chatting and didn't read the report.

This is small talk? But he never left work.

What is going on with this weird question?

Director Zhao pondered all the way.

Almost at his office, Director Zhao's eyes suddenly brightened, and he figured it out: Could it be... I'm going to be promoted?

I heard that a vice president is about to be reassigned recently.

Could it be that the organization is examining itself?

Thinking of this, Director Zhao recalled the chat between President Kong and himself.

The more he thought about it, the more he felt that his guess was right.

But how are you doing today?

Are you qualified?

Director Zhao recalled it for a while, and felt that he couldn't tell whether he was qualified or not.

He began to diverge his thinking: At this critical moment, the leader must not just ask a simple question, there must be a deep meaning in it!

He thought about it carefully and felt that...

Maybe the key to his promotion lies in Su Yang...

...

Cao Qiguang had just taken a breath after finishing a pile of work when his phone rang.

Picking up the phone and looking at the caller, Cao Qiguang smiled slightly, because the name of President Kong was displayed on the caller ID.

He knew that President Kong must have made a decision after some consideration.

As for what decision?

He felt beyond doubt.

Definitely choose your side...

So he answered the phone confidently, and said with a smile, "President Kong, is there any good news?"

Cao Qiguang's confident words were exchanged for President Kong's apology, "I'm sorry, Lao Cao. What about your matter... I can't handle it here for the time being."

Cao Qiguang was taken aback, a little surprised.

He doesn't feel right. How could it be possible to reject yourself? This is unreasonable.

So he asked, "President Kong, is it a price issue?"

President Kong laughed twice, "It's not about the price, it's Mr. Su you mentioned, he is a high-quality customer of our bank. For my side, he must be given priority."

The key information is revealed from such casual words. Cao Qiguang has dealt with people in various departments and has known their routines for a long time, so after thinking about it, he understood what President Kong really meant: Su Yang's value is higher than that of Cao Qiguang's. high. There was no need for them to offend Su Yang and come to attract a client like Cao Qiguang.

Cao Qiguang was a little unbelieving. He stood up, came to the floor-to-ceiling windows overlooking the entire magic city, and asked, "President Kong. Su Yang is a high-quality customer, and we are also high-quality customers. I know it may be inconvenient, but I still I want to ask, where are we?"

President Kong was silent for a while, and after a while, he said, "Old Cao. We have known each other for many years and have cooperated many times. As for me, I also want to say something heartfelt, don't provoke that President Su." .”

Cao Qiguang felt a "thump" in his heart, feeling that there was something in Kong Xingchang's words.

He couldn't help asking, "President Kong, we are old acquaintances too, can you... give me some advice?"

Hearing Cao Qiguang's question, President Kong hesitated for a moment, but he still explained, "I won't say anything else, but don't you want to know how good he is? Let me tell you this, he has been a member of our bank for the past few months. The key 'tackling' target in the book."

Hearing President Kong's words, Cao Qiguang took a deep breath.

It is definitely not an easy task to become the bank's "tough attack" target: or this person has a lot of spare money, and the bank wants to make use of this money. Otherwise, this person has borrowed a lot of money from the bank, and the bank will treat him like a grandfather, for fear that he will not pay back the money.

But no matter which of these two kinds, it is not something that ordinary people can do.

It seems that this Su Yang is really unusual.

Cao Qiguang couldn't help raising Su Yang's risk level a lot, even putting it above...another partner of the company: Lao Zhang.

Cao Qiguang did not continue to inquire rashly, but said to President Kong, "That's fine, thank you, President Kong. This matter is really troublesome to you. I hope you don't tell this matter."

President Kong smiled, "Don't worry. I don't want to make this a big deal."

The two had their own ghosts, but they both tacitly kept this private transaction in their hearts. But...they didn't say it, but it doesn't mean Su Yang doesn't know.

Su Yang has [eyes that travel through space], and his [eyes that travel through space] can be triggered as long as he reads his name.

Although Su Yang became famous later, too many people talked about him. In order to avoid trouble, Su Yang raised the trigger threshold of this ability, but he also left the condition that the trigger will be triggered when someone he knows speaks.

So when Cao Qiguang made the first phone call to President Kong, Su Yang knew all about it. So Su Yang monitored almost the whole process of chatting, including the few people behind.

After knowing all this, Su Yang was also silently vigilant. It seems that this Cao Qiguang is really not a gentleman. He was just beaten yesterday, and he started to take revenge today.

It's just because he's too strong that he can't do anything.

This also made Su Yang understand that only when he is strong can he not be afraid of any threats.

And during the communication with several people during the whole process, Su Yang also had a rough positioning of several people in his heart. Cao Qiguang is the enemy, President Kong can only be regarded as a passer-by when he sees people ordering food, and Director Zhao is a good person. According to him, he also specially approved the loan.

Su Yang is not a person who doesn't know how to reciprocate. He knows how to win over friends and attack enemies. It just so happened that he had wanted to kick Manager Shen away a long time ago. In this way, Su Yang roughly knew how to deal with Manager Shen and bank deposits.

Then, nothing happened.

The day ends quickly.

At 3 o'clock in the afternoon, Su Yang checked the time and asked Pan Zhaodi to go back to the villa early and bring the car over: He came here for the company by jogging today, so he didn't drive.

At 4 o'clock in the afternoon, Su Yang told Chu Xia that he left work early and was going to pick up Tang Xiaomi with Pan Zhaodi.

Because of the staggered rush hour and the fast road, the car soon arrived at Tang Xiaomi's kindergarten.

Tang Xiaomi's kindergarten is a high-end bilingual kindergarten in Shanghai.

Arriving at the kindergarten, the kindergarten just finished school, and some parents and nannies were picking up their children in the kindergarten. Su Yang asked Pan Zhaodi to stop the car, got out of the car, and entered the kindergarten.

n.

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