God of Life

[Chen Xi, 24 years old, appearance 95, figure 96, special 94]

Taken out alone, everything is not top-notch.

But her dignified temperament coupled with a domineering figure is extremely easy to make men have a desire to conquer.

To make it clearer...

I want to see what she looks like when she is in an extreme state.

Stop here, it doesn't matter if you understand it or not.

...

"Leader, the tea is ready."

Chen Xi's Mandarin pronunciation has a bit of Wu Nong's soft language, but he speaks surprisingly little.

"Okay, come on, Young Master Wang, try my treasured Tongmuguan Jinjunmei!"

Chu Hong walked towards the tea table as if offering a treasure, and when Wang Yan was seated, he waved his hand, "Xiao Chen, pour tea!"

The tea table was very short, and Chen Xi half-squatted and half-kneeled to the side, washing cups and pouring tea for Wang Yan.

If it were placed in summer, this would be a very tempting pose.

Now she is wearing a winter uniform, long trousers, a thick vest, and a white shirt, and she looks like nothing.

First Young Master Wang simply glanced at her and stopped paying attention to her.

Someone else's secretary, what are you staring at?

It's like I've never seen a woman...

Until now, Wang Yan still didn't realize the reason why Chen Xi appeared in front of him.

Chu Hong is a level 4 leader of Minsheng Bank. It is normal to have a beautiful secretary, and it is not worth making a fuss about.

Wang Dashao is smart but smart, but after all, he is a bit immature and has too little experience.

So he didn't expect that when he was thinking about the routine Chu Hong, Chu Hong had the same idea, and the first move was a big move.

...

Taking a shallow sip of tea, Wang Yan was very polite, but not very interested.

Acting full set,

How can the tall and cold young man be moved just because of the mere flattery of the other party?

Lukewarm is the core style of play today.

Chu Hong was pragmatic and tactful. Realizing that Wang Yan was not very interested, he didn't talk too much about how precious and rare the tea leaves were, and directly turned to the topic.

"Young Master Wang, you are busy with your affairs, so I don't want to delay any longer. Come on, please sign your name, and then let's check the design of the card. We'll see if it's easy to use or not. In short, the style and unique sense of dignity, Lao Chu I promise to do my best for you!"

Young Master Wang actually didn't know much about credit cards, so he didn't know how hard Chu Hong worked.

It was impossible for Chu Hong to work hard for nothing. He started to popularize credit card knowledge with Wang Yan as if chatting.

First Young Master Wang took it as an insight and listened with great interest.

To put it simply, the UnionPay Diamond Card is the high-end mainstream card type of major commercial banks, basically corresponding to the top one-thousandth of the population.

Minsheng Bank's diamond card is one of the most valuable magic cards in UnionPay.

Further up, it is the top level of a normal credit card - unlimited card.

The biggest difference between the top and non-top cards is that the diamond card can be applied actively, and the unlimited card can only be invited.

Therefore, there are no specific conditions for applying for an unlimited card, and the thresholds are all invisible.

Of course, the current unlimited card has become less and less mysterious. You can apply for it if you have enough assets. If you don’t apply, the customer service of the private banking department you are familiar with will persuade you to apply.

However, the unlimited card is still a "normal credit card", and its limit is not only limited, but not very high.

The true unlimited card is American Express Centurion Black Gold, which is a charge card in nature, with unlimited credit limit but no installments, and full repayment is required within 30 days.

The domestic unlimited card is still a credit card with a fixed limit and is governed by domestic financial laws.

Then, in the unlimited card with a limited limit in the country, there are differences that are not written in plain text.

Every infinite card is essentially a dish to watch.

The quotas of Wang Siming and Ma Yun must be different—well, it is Wang Siming's quota that is higher.

Because Papa Ma doesn’t use a credit card, he pays for money everywhere. In the future, he will specially develop a face-to-face spending function, which is convenient for going downstairs to buy cigarettes...manually funny.

Back to the topic.

Ordinary card application customers should not think about comparing the card quota with Wang Siming, they only have two cards, the foreign express black gold is really unlimited, and the domestic ICBC centurion black gold top grid quota.

What is the limit of the normal unlimited card?

Between 1 million and 5 million.

In fact, the four major domestic banks do not issue large-value credit cards. ICBC and American Express have cooperated for more than ten years, and only issued less than 18,000 ICBC Centurion Black Gold. Instead, they issued N times ICBC Centurion Platinum in their names. .

One white and one black, the difference is at least 20 times the amount, they are completely two kinds of cards.

Although they are all authorized cards of the American Express Card Organization in name, ICBC takes advantage of them in terms of rights and benefits.

Even if it is a real black gold card, the quota and benefits are very different.

Wang Siming's ICBC black gold has a limit of 10 million.

The "Minsheng Centurion Titanium Card" that Chu Hong gave to Wang Yan had an estimated credit limit of 20 million.

It's the universe that does the best and doesn't give anyone an exceptionally high amount, not Wang Yan who is better than the prince.

And the most coquettish thing is that the card that Chu Hong is going to issue is actually the same as the "ICBC Centurion Platinum", selling dog meat under the guise of a sheep.

Since Huaxia prohibits foreign card organizations from issuing cards in China, the form of issuance of Amex Centurion in China is authorization.

A total of three banks have been authorized: ICBC, China Merchants, and Minsheng.

The full name of Minsheng’s American Express Card is “Minsheng American Express Centurion Black Gold Card”, and its design is the classic American Express Black Gold Card.

For a fair evaluation, Chu Hong himself said: Due to the pressure of performance, I have posted a bit too much recently, and the rights and interests are not very matching...

So euphemistic.

As soon as he heard that there were still more than 800,000 credits, and then the annual fee was discounted by 40%, Young Master Wang immediately understood: LowB card.

The credit limit is not high, the rights and interests are not good, and no one will recognize it if you pretend to beep. The worst thing is that there are very few scenarios where you can swipe the card, and no one wants it without a discount on the annual fee. What is it if it is not a LowB card?

And the titanium gold black made by Minsheng with a sheep's head is a wonderful private custom card.

Single batch of quota, negotiable rights and interests, optional design of the card face, signature embossed on the back...

It's just that the annual fee is expensive.

In a sense, it is more like an upgraded version of private banking services.

Chatting and chatting, Chu Hong took the opportunity to have a good meal to criticize China Merchants Bank's AE black.

"It's even more shameless for China Merchants Bank to issue cards. The annual fee is twice as cheap as ours, 18,000 a year, and then the private banking department catches someone, and the sales department below actually helps customers post the annual fee in private in order to complete the task of issuing cards. No face? Heika's reputation was ruined by those mentally retarded..."

Wang Yan thought to himself: Your people's livelihood is not shameful...

However, China Merchants Bank is indeed a bit outrageous. The plastic card is not as high as the titanium material of Minsheng, and it is sent out everywhere...

Anyway, I definitely won't do it.

Chu Hong didn't work in vain, so he took a cold breath and gave a ruthless blow to his friend, which immediately made Young Master Wang feel a little disgusted with China Merchants Bank.

The small talk just now seemed useless, but it was actually very helpful to Wang Yan's vision.

In the future, we will see who takes out what credit card, and with a glance, we can roughly know the level of that person.

ICBC Black Gold, Niubi, basically should be senior executives of state-owned enterprises, executives of large private enterprises, top rich second generation.

China Merchants Bank black gold, so-so, the black card that is most likely to be obtained by people with a good face.

The Bank of China is unlimited, and the deposits are exchanged for the quota, and those who can get it are those who have spare money.

People's livelihood black gold, small assets, pretending to be a habitual criminal.

Minsheng Air China is infinite, a business travel expert, and goes south and north.

People's livelihood titanium, inexplicable, sooner or later yellow stalls.

Really, Wang Yan suddenly felt that this broken card was a scam.

The rights and interests are basically shit, and then I use the personal secretary of American Express, and I happily collect an annual fee of 200,000+, don't be shameless!

What is the concept of 200,000 annual fee?

If the equity value can be earned back, the card limit is an interest-free loan.

If the rights and interests are not enough, and you can’t use it, the card limit will be charged with interest, and it is not low.

It violates the original intention of the big and small card holders.

Weighing whether it was worth it or not, I only heard Chu Hong talking about the last right of the card with a smile.

"Chen Xi is an excellent employee of the private banking department, and he will be your personal concierge from now on. If you need anything in the future, Mr. Wang, please don't be shy, just let Chen Xi handle it..."

First Young Master Wang lowered his head calmly: "Where to sign?"

Well, after careful calculation by my brother, the equity value is 100,000, which is not a loss.

Of course it has nothing to do with Chen Xi.

The main thing is, you’ve come here, and you don’t take anything with you, so how can the time cost be balanced?

You have to think carefully...

Chu Hong was overjoyed, and gave Chen Xi a wink, signaling her to answer.

Chen Xi explained with a smile: "You can just sign on the note. You can sign two more and choose the one you are most satisfied with, or let us design the font for you..."

Before the words finished, Wang Yan had already finished writing.

The font is Xingkai, Wang's characters are written freely, and the words are straight and dignified.

Flowing clouds and flowing water, natural and unrestrained freehand brushwork, a style of everyone.

Chen Xi's eyes lit up, and he praised sincerely: "Young Master Wang, your handwriting is really beautiful."

If you can talk, talk more, don't always cherish words like gold!

Chu Hong would never cherish words like gold, and just flattered him.

"From this handwriting, you can see how good your tutor is, Mr. Wang. Ouch, master calligraphy! Your card must be very beautiful when you make it, and it will definitely be the focus of attention when you take it out. It has an extraordinary style..."

Young Master Wang smiled slightly, hiding his achievements and fame.

"No one knows it, and it doesn't make sense to make it too fancy. The next step is to choose the face of the card, right?"

Ming Sao is easy to hide, but dark beeps are hard to guard against. It's General Wang's.

Chen Xi hadn't spoken much before, but now he has started to take over the role of private secretary and take over the responsibility of communication.

"You can look at the pattern and give suggestions for revision."

There are dozens of card face designs, of course, the tone is always black.

Wang Yan doesn't pay much attention to this, it's just a gimmick, so there's no need to care too much about it.

A dignified and powerful person will never use a credit card to pretend to be coercive. Driving a magical car is better than anything else.

"You can figure it out, I don't care."

Such an indifferent attitude made Wang Dashao even more aggressive.

Next, Wang Yan didn't care too much about the optional rights and interests.

For those who can easily spend tens of millions, the so-called rights and interests of a mere 100,000 or 200,000 yuan are really not worth mentioning.

People at that level have all the benefits of airport VIPs, hotel VIPs, fitness and medical care, and what they have can only be better than what banks provide.

So Wang Yan randomly chose the membership benefits of Shangri-La Group and Ritz-Carlton, and ignored the rest.

"You decide the rest, I don't need it anyway."

Chu Hong had seen all kinds of clients. Wang Yan was not the first to be so calm and casual, but he was the youngest among them.

Chen Xi was different. Not long after he started working, he felt his eyes were wide open.

Suppressing the excitement in my heart, I asked for advice: "Then I will communicate with the relevant departments again and report the specific situation to you later?"

Young Master Wang really didn't want to look at it, so he shook his head.

"You decide, it's your first test."

Chen Xi was a little confused.

No, why are you testing me? !

In fact, Wang Yan was just joking, but Chu Hong put up his official airs: "Do well, and don't disappoint Young Master Wang's expectations! Your job is to serve Young Master Wang well!"

The young master suddenly felt that the fat man's appearance was inexplicably familiar.

Like who?

After thinking about it carefully, I suddenly thought of being rich, and my heart skipped a beat.

hiss……

No way? !

again? !

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